We offer loans from 1000 Ksh to 100,000 Ksh to help with all kinds of expenses including car repairs, medical bills, rent, bond, dental work, fees and business startup capital.
Applying is simple and we help you work out how much you can afford to borrow. Repayments can be scheduled to suit you and generally occur weekly or fortnightly.

HOW MUCH DOES A LOAN COST?

It all depends on how much you would like to borrow and the period of time you would like to take the loan over.

If you choose to repay your loan before the scheduled end date you will not be penalised.

 WHO IS MPESA ONLINE KENYA?

Over 10,000 people have experienced the convenience of personal loans through mPESA Kenya. Whether you want small money to take care or few things, pay debt, pay unexpected medical expenses, or just want to go on a family vacation, we understand. Our goal at Mpesa Kenya Kenyais to provide access to personal loans, at competitive interest rates, in a timely manner.

AM I ELIGIBLE TO APPLY FOR A  LOAN?

To apply for a loan you need to be:

  • A permanent Kenyan resident
  • 18 years of age or older with a National Identification Card
  • You must have used MPESA or Airtel Money for more than 2 months.

WHEN WILL I KNOW IF I AM APPROVED?

We make sure to keep you updated on the progress of your loan application through regular SMS. If conditionally approved we will contact you to let you know the good news  and receive your funds into your mpesa account.

HOW LONG DOES IT TAKE TO GET MY LOAN FUNDED?

 Loans are generally funded within 30 minutes after applying, our process is designed to be quick and convenient.  If your loan is approved and signed , your funds will be transferred to your bank account immediately within 30 minutes. Otherwise if you are not approved for the loan you will be notified via SMS and a FULL REFUND of the 270 Ksh fee paid will be made

ARE THERE ANY FEES CHARGED IF I PAY OUT MY LOAN EARLY?

No, there are no hidden fees or charges associated with a small personal loan.  All charges are disclosed upfront within your contract and there is no penalty fee if you choose to pay out your loan early.

HOW DO I MAKE REPAYMENTS ON MY LOAN?

Loan repayments are scheduled to suit your pay dates and you pay directly to our bank account bank account either weekly or monthly. Our bank details will be send to you after you have been approved for your loan.


Do you have customer service?

Of course! Our friendly and knowledgeable customer services reps are available to answer your questions 24/7/365.