Over 10,000 people have experienced the convenience of personal loans through Mpesa Online Kenya Whether you want small money to take care or few things, pay debt, pay unexpected medical expenses, or just want to go on a family vacation, we understand. Our goal at Mpesa Kenya is to provide access to personal loans, at competitive interest rates, in a timely manner.


How Uwezo Online Loans work?

Once you visit our website  click on Apply Loan Button   then you will be redirected to the application page. Once you open application page follow the process and make sure you put the correct details then submit. We will review your details as soon as we can then once successful we will give you a call and process your loan.

Mpesa Online Loans makes applying convenient and easy. New customers can apply right on our website. Returning customers can login to our portal and apply again. You’ll know our decision moments after hitting submit! We’ll never charge you a prepayment penalty fee. When you take out a loan with Mpesa Loans you’re borrowing directly from us.


To be eligible for an online loan, you must:

  1. Have a valid government-issued ID
  2. Be at least 18 years of age
  3. Be an active Mpesa user for the last 2 months.

Minimum Amount you can borrow is Ksh 1000, Maximum Amount Ksh 100,000

  • You must be able to repay the loan within 24 months with an interest rate of 1.5% p.a
  • Approval takes 10 minutes and loans are sent via MPESA within 30 minutes.
  • After application a customer care agent will get in touch with you and advise you further on any questions you may have and the repayment details.

Procedure Of Application.

  1. Fill in the details as required below.
  2. State the purpose of the loan Personal/Business/Emergency.
  3. All First time(New) applicants are required to pay a fee of ksh 500 only which is automatically refunded if you DO NOT qualify for a loan.
    (The Fee is used to confirm your credit history from the relevant lending organizations and therefore determine your starting Loan Limit.Kindly note that the Ksh 500 is only refunded if you DO NOT qualify for the loan.If you do qualify it counts as your registration fees and in that case we do not refund.)

Registration Procedure

  • Go ToMPESA
  • Send Money
  • Enter Number  0702 051 948 – Dr Edith Omani
  • Amount Ksh 500

After the registration you will receive a confirmation code via SMS which you shall Enter Below.You shall Also be notified on how much you qualify as the first loan and the repayment schedule and amount. http://